Slow moving day..

Posted on Friday, April 4, 2008 at 06:28

Well it has been a very slow moving day today. We have just kind of relaxed and done not much of anything. I do not do that often so it has been nice. I did make a cheesecake. I also worked on my household budget this morning. I did something called the "Checkbook Challenge" that I read about in my New Harvest Homestead magazine. You take yourcheckbook and for the last 30 days divide up the amounts into different catagories, ie groceries, gas, household, eating out, etc. Add them up and see where you are. I found out some very disappointing things. Here is what I learned.

1. I go to the store WAY to often. To change this I will be planning better and taking one day a week to run errands. I was suprised to see the time I wasted in this area.

2. I am spending way to much at the grocery store. I have not really been staying on a good budget. My fix for this will be not to use the checkbook any more but  to get out cash in the budgeted amount for groceries and keep in a jar in the kitchen. When the money is gone, we eat what is in the cupboards!

3. We are still eating out to much. Even though I felt like we had cut down considerable, and we have, we still eat out lunch quite often. To help with this I need to plan on having lunch items that are easy to fix and eat at home.

All in all I am glad I did it, but it was an eye opener to some problems that I thought I was doing better in. I am just looking at it as something I can keep improving on. You all should try it, you might be suprised also.

Blessings,

Mona

Untitled Comment

Posted by littlewoman on Monday, April 7, 2008 at 11:37 - Link

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Little Woman