Home Sweet Simple Home
Economic stimulus and credit card rates
I cannot claim to understand all that is going on with this stimulus package the government is “giving” us. Here is a link to some information.So what should you consider doing with the money, your money?
I, for one, remind myself that I am working my way to Financial Bliss. I want to make my money work for me [not against me].
How do you do that? Well, for starters, pay down high interest debt! That’s using your money wisely. It won’t do you any good in a .5% interest-earning savings account if you’ve got a balance on a 22.5% credit card! Yikes!
And speaking of credit cards- DUMP THEM! Be aware- those wonderful, oh-so-helpful credit card companies are jacking up their rates- even for good, dependable perfect-payment customers! If you aren’t dumping your cards then you need to be checking your statements carefully. From what I’ve been reading, it is my understanding that some credit card companies have increased their interest rate for “good customers” up to 29%. Yikes and Double Yikes!
Perhaps you need to really think about why you have a credit card? Do not play the game with yourself and think that credit cards give you freedom. They do not. There is no freedom in debt. I am living proof of that and I do not ever, no never, want to slip back into the illusion that there is.
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