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Shocking!

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9:19 AM, 2008-Jan-29 .. Posted by Lynne

30%!
I know I am very cynical, but why do you think Congress and those in power allow this 30% rate and other financial wrongdoings to go on? (like all the subprime mortgages where banks/financial companies made big fees with each mortgage issued). Because those in the know, those in power are making big $$$$ off of it.

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9:22 AM, 2008-Jan-29 .. Posted by gabbie427

We don't have any credit card debt, but before marryign I had some of my own and yes, without realizing it, my percentage went from whatever it was to 25% without me noticing it. And 30%....wow!!! LIke you said, no wonder people get into such debt and can't crawl out of it at that percentage!!!

I just bought Dave Ramsey's book off half.com and haven't read through it yet, but am excited about what I have read so far.

God's Blessings,
Amy Jo

hugs

9:26 AM, 2008-Jan-29 .. Posted by sweetie

and thank you for sharing...to be transparent in this is so helpful to us....we all have made money mistakes and I know God is indeed in your writing and new plan for ending the debt. He has rescued Les and I during this unexpected move and paid things off we could not have possibly done...I am thankful and yet we still face debt and know that God indeed is walking it out with us.
hugs
Sweetie

credit card

12:19 PM, 2008-Jan-29 .. Posted by Wendy

also - we pay our credit card each month -but occasionally they will sneak in charges if say a month is a low charge month and then the next is higher- if you "carried a balance" - even though you pay off the full amount they send you a bill -they apply it to the most recent charges and let the older ones "fester" so to speak - and we've had situations where we had to close a credit card and quit using it - because unless you quit using it - they would never actually pay the balance and quit charging you interest - they are VERY sneaky -even to those to try to be responsible to them. If I could figure a better way to get my gas.... hmmmm

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1:10 PM, 2008-Jan-29 .. Posted by Lynne

Amy,
I forgot to tell you we have found a full-time youth minister who will start officially on Feb. 10 with a welcome reception from the youth and Parish-Staff committee.
We have heard that the new YP's father was Elvis' guitar player, the new YP learned to play guitar from his father, and he has a 20 year old son, so we are guessing he is in his 40's. The people who interviewed him seem really excited about finding him.