This is one of my jobs in our family as the keeper of the house and finances. I must say I really hate to balance the accounts. Thankfully, we have online banking so it isn't that hard, just a job that I honestly can't stand to do.
This week was no different, and worse than most though. We got new internet service not long ago, and since then, our bank has frozen our online account (yes we can still get to our money, write checks, etc....but we can't see our online banking at all!) because I signed in with a different IP than usual and this sent a red flag up on our account. So, another words the bank was trying to protect us, and although I do appreciate that, it is what happened afterwards that makes me upset.
There was a message on our account saying the names on the account, etc. needed to be verified, but when I called the bank, they said since Matthew is the one who set up the online account, he is the one who needs to call and verify names, etc. I said, so you mean, I can go uptown today and clear out all of my hubby's money, but I can't access online banking to see if a check I wrote cleared??? LOL She basically said yes. LOL Matthew took time out of his incredibly busy schedule to get this done yesterday. He was told our online account would be unfrozen, and our password was changed for our protection. We could sign in under the new password and then change it if we wanted to. No problem right????
Well, I tried to sign in yesterday with our new password, and it didn't work. So I waited until today and the same thing. NOTHING. I called the bank again, and of course I was told, we can't help you. You will have to have your hubby call in to deal with this. (He told them yesterday that I was able to talk to them about this, but they refused to today) So, I was told I could sign up under my own account and then deal with the banking. UGH! LIke I have time to sign up for a new online account with the same stinking information that is on the other one, just because the bank is giving me a run around and not listening to our requests.
So, I did. It took a while and I had to call the gal at the bank once to figure something out, but it is done. I was able to finally access all three of our accounts (We have our major checking account, one for online purchases, and then a savings account), balance all accounts, move some money around, etc. I couldn't pay my bills until I knew where the money situation stood!!! So, after balancing the accounts, I paid the bills and they are ready to be mailed out tomorrow morning when my mail lady comes by.
Thankfully that job is over. Now granted, if I do this every week, instead of every 3-4 weeks, I might not have had so much trouble balancing them after I finally accessed them. LOL Maybe that should be one of my new year's goals. To check balances and cleared checks once a week.
I was still suffering from a bit of a headache today (my migraine from yesterday decided to stay around a little while longer), and now after all the numbers and junk going on in my head from the finances, my headache is at full force again. Oh well, I can rest easily in knowing all bills for the month are paid (except our taxes, which will have to wait until Matthew gets paid on the 15th of this month). |