Debt

    Debt. Such a ugly word. So many people are in debt. Our country is crazy for debt. More stuff. Didn't matter that people would lie on applications for credit. They wanted the house, car, electronics etc. When they got the latest toy that wasn't enough. Another toy was purchased on credit. Now all the bills are due. What to do? Not pay. I am not talking about the people who lost their jobs with no warning. I am not talking about the people who got sick with no medical insurance.

     I was 7 months pregnant with DS and very sick. Morning Sickness, Day, Night , all the time. Dh back was horrible. He was getting ready to have surgery. We went into a meeting at his job. To see about  benefits or maybe another position in the company. This meeting did not go well. They told him tuff stuff. No position for you.  No temporary disability and keep your job. If you used up all of your time you would be out of a job with the company. Dh had worked with the company 18 1/2 years. That meant no early retirement. Dh had enough time saved to get his surgery and heal. Ofcourse, after he went back to work the pain continued on...... In this time I tried to stay positive. The Lord was leading me in a direction to become debt-free. I felt my eyes open up. I prayed. It took longer for dh to get on board but his is there. What a blessing to work as a team. Our last debt is the house. Lord willing, our short goal is to be under 30,000 dollars by Jan 31.

     One thing I wanted to say is my dh works everyday in pain. He is providing for his family. Please keep him in your prayers. I think I have found a new procedure for his back (surgery). He doesn't want it right now because their is always the chance that he will have to retire. The other point is that it doesn't matter how much money you make, if you spend more than you make something has to give. Cutting back or making more. Those are the two things. (I am not talking to the people who are unable to work and such) People at dh's job spend money like crazy. In debt up to their eyeballs. Still buying. This is everywhere. I am off my soapbox. God Bless. I

11:09 - Friday, November 21, 2008

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Right now we are dealing with my dh's anger.
He is angry that his job was eliminated. He wants to do the "well he's lazy and he's this and she's that" thing........and I have to work double time to keep him from going down anger road. I am trying to keep him focused on himself, us and the Lord.......not what every one else is doing.
It's not easy.
The flesh is so strong.........

Laura

gokings13 - 01:01 - Friday, November 21, 2008

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It's true that many folks are still spending like crazy even with these hard economic times. Around our home we are careful to not fall into the "wants" when out shopping for "needs". We've struggled for years since being unable to work and now have debt just from trying to make ends meet. Medical expenses, rising taxes and fees have made it even harder to get by and we're not alone in feeling the pinch of these hard economic times, no doubt.

My prayers go out to those who are struggling with the added pressure of job loss or fear of job loss and like us have debt from years of living on a limited income due to no fault of their own. Times have always been tough for folks like us but now they often seem overwhelming!

Thanks for your post, it reminds me to be thankful for our blessings however small or insignificant they may seem to others. I also believe that faith will continue to see us through! Amen!

Peace,
Sher

Sher - 03:35 - Saturday, November 22, 2008

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hats off to you

My DH is also living in pain all the time. He ha TOS and it is so hard on him. He was forced into retirement but not until he worked for 3 years coming home crying in pain every night. And he is a tough man. We went through the whole depression and anger thing but thank God he helped us through that. He now words so hard to provide food for our children and myself. We feel into debt trying to live before we knew that this kind of life was possible and doctor bills. Now we are being faced with major debt issues and I don't know what to do. It is great that you are getting out of debt and your dh will be in our prayers.

CrystalG - 11:22 - Tuesday, December 2, 2008

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